Be careful where you get your credit advice from. I read this today 7 ways to boost your credit score.
I’m sure it’s well-intended but the first item suggests getting your FICO score. I like that. In fact, I suggest it too. So what’s the problem? Well, when they say that you can buy your Experian, TransUnion, and Equifax FICO scores on this site then it just goes to show that the author is behind the times.
It’s been over a year since Experian decided not to renew their consumer contract with Fair Isaac so for over a year now we as consumers have not been able to purchase our Experian FICO scores on myfico.com AND we cannot purchase our Experian FICO’s anywhere else online either. Any credit score that you purchase for your Experian report is NOT a FICO score…and since none of the non-FICO scoring models that are available online are being used by banks and lenders they are pretty irrelevant.
If you’re a small business owner then your personal credit is a foundational piece of almost all of yourlending solutions.Get your advice from someone who’s truly an authority…and just because they published something online or have written a book DOES NOT mean that they are an authority.